Post by Wayne Ent on Sept 23, 2022 15:14:52 GMT
Banking
I hope we have lots of suggestions on banking but the prominent problem is that we have not given detail on how the system needs to work so guys . I am sharing you with the functioning of the system with very legit manners and real with real-life problems.
1.Starting a Bank (deposits)
Bank are normally starts with investor funds where investor invest money in the form Fixed Deposit ,small deposit or in form Bank shares.
Big players like for example Chefftaur ,SSC NADDAN can invest huge money in banks to keep them running and small players like also can invest small amount in them to keep them running.
2.Withdrawing
If you invest in bank you will definitely withdraw them so you can withdraw the amount from your savings account . But the bank will loose some deposit dont worry it will recover soon cause we have many new players coming in and more players to invest more . So the money the bank keeps on circulating there will be no stop on the flow of deposits
3.Loans
Players can apply for loans on the basis of their earning not on the building value .That's how real world also do earnings can be considered taking average of a week earnings .Interest can be set on the basis of creator .
4.Insolvency And Other Bankruptcy Procedure
There are many people who are unable to pay back the loan cause of many reason it can be due to dull business ,left the game or reset the account.
A1.Unable to pay due to business shutdown or Game reset to handle this type of players we can create a player black list system like banks do in real life for them bonds are the only way to find investments . If found on stable way and need loan in future we can deduct principle amount with some penalty.
A2. Players who left the game they are like the real bank fraudster (eg.Nirav Modi take loan and escape ) for them its bit hard for bank to retrieve the amount so what they do is either dissolve the company and sell it share on market rates or auction them completely to new buyer .If auctioning is done the winning company can club the properties to their map .
There are certain times when bank go itself bankruptcy at that time we take help of IMF (International Monetary Funds ) who provide them loan or loan aid . We can use that type of system here also.
I can assure you that the flow of economy wont stop anywhere
Share your review also . This page will be kept on editing according to the polls and reply
I hope we have lots of suggestions on banking but the prominent problem is that we have not given detail on how the system needs to work so guys . I am sharing you with the functioning of the system with very legit manners and real with real-life problems.
1.Starting a Bank (deposits)
Bank are normally starts with investor funds where investor invest money in the form Fixed Deposit ,small deposit or in form Bank shares.
Big players like for example Chefftaur ,SSC NADDAN can invest huge money in banks to keep them running and small players like also can invest small amount in them to keep them running.
2.Withdrawing
If you invest in bank you will definitely withdraw them so you can withdraw the amount from your savings account . But the bank will loose some deposit dont worry it will recover soon cause we have many new players coming in and more players to invest more . So the money the bank keeps on circulating there will be no stop on the flow of deposits
3.Loans
Players can apply for loans on the basis of their earning not on the building value .That's how real world also do earnings can be considered taking average of a week earnings .Interest can be set on the basis of creator .
4.Insolvency And Other Bankruptcy Procedure
There are many people who are unable to pay back the loan cause of many reason it can be due to dull business ,left the game or reset the account.
A1.Unable to pay due to business shutdown or Game reset to handle this type of players we can create a player black list system like banks do in real life for them bonds are the only way to find investments . If found on stable way and need loan in future we can deduct principle amount with some penalty.
A2. Players who left the game they are like the real bank fraudster (eg.Nirav Modi take loan and escape ) for them its bit hard for bank to retrieve the amount so what they do is either dissolve the company and sell it share on market rates or auction them completely to new buyer .If auctioning is done the winning company can club the properties to their map .
There are certain times when bank go itself bankruptcy at that time we take help of IMF (International Monetary Funds ) who provide them loan or loan aid . We can use that type of system here also.
I can assure you that the flow of economy wont stop anywhere
Share your review also . This page will be kept on editing according to the polls and reply