Post by chaos on Apr 21, 2021 13:20:22 GMT
Bank: some facts in front. A max lvl bank take 100 days to build, and cost around 44 million$(full ok with), consume a buildingslot, create no XP.
Pro: with a bank you can hold more cash. Yaeh!
An skill 25 manager can hold 15,5 million, with lvl 25 bank he can hold 46,75million.
But, the bank is to expensive.
There are two ways to determine the costs of the bank. Compare the admin and add the admin costs on the other buildings. Complicated, and the wrong way. If you would not have the bank, you would not let the spot free, instead you would build something else. Lets say you build a normal production building (lvl 25) (so the admin cost for the other buildings remain the same as if you would have an lvl 25 bank).
What is the Profit of 25level of a production building? Most people talk about pphpl (ProfitperHourperLevel) so they knew how many pphpl their setup make in average. Pphpl range between 300 and 1k lets calculate some example:
300$/h/lvl => 300$*24h*25lvl = 180k$/day
500$/h/lvl => 500$*24h*25lvl = 300k$/day
1000$/h/lvl => 1000$*24h*25lvl = 600k$/day
(just calculate it for yourself, with your bank level and your pphpl)
How many accounting overhead would we need to match that amount?
3.000.000 0%
3.000.000 0,5%
3.000.000 1%
3.000.000 1,5%
3.000.000 2%
rest 3%
To pay daily 180k the taxable amount should be every day 16million, (or one time a week 52 million)
To pay daily 300k the taxable amount should be every day 20million, (or one time a week 85 million)
To pay daily 600k the taxable amount should be every day 30million, (or one time a week 150 million)
Who need a Bank?
Someone who want to save many cash. Does he need the raised limit daily? No.
Someone who has huge cashflow during one day. Does he need it daily? No.
Someone who want to buy many bonds and get interest from them. Does he need it daily? Yes. (But lets assume he didn’t has initially the cash to upgrade the bank to lvl 25, he manage it just to lvl 20. Now he want to upgrade it to lvl 21. That take 6,66 days. Maybe he as already bought many bonds, he cant sell them, but if he click upgrade, he have to pay for a whole week the taxes.
Just to compare, if sold 16 million Bonds, and pay for that 80k$/day. So I can raise my daily limit by 16 million without the need to have a CTO, I can put there just another coo. I know many people did build a bank, me too. I just didn’t realize how expensive the bank is.
Conclusion:
Possible solutions?
-remove the Admin costs.
Other Ideas how to change the bank in an useful building, leave a comment.
